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Calculators & Finders

Policy Tools

Interactive calculators updated for Budget 2026-27 · FY 2025-26 · AY 2026-27

Last updated: Budget 2026-27 · Repo 5.25% HELD · CPI 2.75% Jan 2026 (Base 2024) · GDP 7.4% FY26 · Forex $728.49B record · PPF 7.1% · SCSS/SSY 8.2% · NSC 7.7%

Budget 2026-27 — Personal Impact Calculator

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See exactly how Union Budget 2026-27 affects your finances — taxes, sector benefits, and key announcements relevant to you.

Updated Feb 2026

Annual Income (₹)

Employment Type

Sector

Home Loan Outstanding (₹)

Planning to buy EV?

Has NPS Account?

Income Tax Calculator — New vs Old Regime

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HRA, 80C, 80D, NPS, Home Loan — full calculation with visual slab breakdown.

AY 2026-27

Gross Annual Income (₹)

Employment Type

Age

Deductions (Old Regime)

HRA Received (₹/yr)

Rent Paid (₹/yr)

Metro City?

80C Investments (₹)

80D Health Insurance (₹)

NPS 80CCD(1B) (₹)

Home Loan Interest (₹)

Other Deductions (₹)

New Regime — Tax Slab Ladder (Your Income Highlighted)

Inflation Calculator

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Calculate how inflation erodes money value, compare real salary growth, or find equivalent purchasing power across any year.

MoSPI · RBI 2026

Amount (₹)

Base Year (when you had this money)

Target Year (today's equivalent)

GST Calculator — All Rates, All Slabs

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Calculate GST on any amount. Pre-filled with actual GST council rate slabs. Includes CGST + SGST + IGST breakdown.

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Amount (₹)

GST Rate

Transaction Type

Amount Entered Is

Source: GST Council · cbic-gst.gov.in · Rates as per 53rd GST Council Meeting 2024

SIP Wealth Comparator — 30-Year Projection

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Compare SIP vs Lumpsum vs PPF vs NPS vs FD. See real returns with inflation-adjusted values. Live interest rates loaded.

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Monthly Investment (₹)

Investment Period (Years)

Expected Equity Return (SIP/Lumpsum) %

Lumpsum Available (₹) — optional

Expected Inflation %

NPS Equity % allocation

Government Scheme Eligibility Finder

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6 questions → matched Central Government schemes you can apply for right now. Direct portal links included.

50+ Schemes

1. Annual household income?

2. Occupation?

3. Own agricultural land?

4. Gender?

5. Have BPL / Ration Card?

6. Age group?

Home Loan Affordability Calculator

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Based on your salary and current RBI repo rate — how much loan can you get, what will EMI be, and when will you be debt-free?

Repo 6.00% · Mar 2026

Monthly Take-Home Salary (₹)

City Tier

Loan Tenure (Years)

Home Loan Interest Rate (%)

Existing EMIs per month (₹)

Down Payment Available (₹)